HEART OF LUTZ. NO CDD/HOA. Pastoral setting surrounded by luxury homes, private estates, shopping, restaurants and nearby Nye Park. This custom built 3/2/2 is not your standard "cookie cutter." Wood accents and open design maintains that warm and cozy feeling with wood-burning fireplace, formal living and dining, breakfast room and spacious family room off the kitchen. The 4th Bedroom, den or home office is also a "safe room." Screened patio on the rear views the canal leading into ski Lake Keene. No flood insurance required. 2020 Roof, 2025 AC and Most Appliances. Furniture negotiable. Motivated Seller. Room Measurements approximated. Buyer & Buyer's Agent to verify.