Possible Down Payment Assistance — Opportunities Like This Are Limited. If you’ve been waiting for an affordable home with space, flexibility, and no HOA restrictions, this is one to act on. This Ocala Waterway Estates property may qualify for possible down payment assistance and USDA financing, helping make homeownership more attainable—especially with a new roof installed in March 2024. Situated on a .46-acre cul-de-sac lot, this 3-bedroom, 2-bath home offers privacy and freedom that’s increasingly hard to find. The fully fenced yard with vinyl privacy fencing is ideal for pets, outdoor projects, or simply enjoying your own space without HOA rules. Inside, the home features multiple living areas, including a formal living room, a comfortable family room, and a versatile bonus room perfect for a home office, gaming space, or potential fourth bedroom. The kitchen opens to a large, air-conditioned living area, creating a natural gathering space. Two bedrooms offer private access to a screened porch—an ideal setup for roommates, guests, or future flexibility. Enjoy Florida living year-round with two screened porches, perfect for relaxing mornings and quiet evenings. A screened block building with plumbing and electricity provides endless possibilities—workshop, studio, guest space, or home-based business. Front and rear irrigation systems help keep the yard green and easy to maintain. Homes with this much land, no HOA, and financing possibilities do not last. Schedule your private showing today before this opportunity passes you by.