One or more photo(s) has been virtually staged. Move right into this NEVER-LIVED-IN 2024 Clayton home in the desirable 55+ WATERFRONT COMMUNITY of Harbor Cove. Enjoy an ultra-low $99 annual lease with NO additional lot rent—an exceptional opportunity for affordable Florida living. As a newer home, homeowners insurance is actually affordable, adding even more value and peace of mind. This 2-bedroom, 2-bath home features a bright open floor plan with luxury vinyl flooring throughout. The kitchen offers white cabinetry, stainless steel appliances, tile backsplash, and an apron-front sink, opening directly to the living and dining areas for easy everyday living and entertaining. Sliding glass doors lead to the front porch, perfect for relaxing outdoors. The primary suite includes a walk-in closet and private bath with dual sinks and a walk-in shower, while the split-bedroom layout provides privacy for guests. Additional features include interior laundry, a long driveway for parking multiple vehicles, carport, and storage shed, along with the added benefit of lower maintenance that comes with newer construction. Harbor Cove amenities include a marina, two pools, spa, bocce ball, shuffleboard, billiards, library and optional pickleball/tennis courts and fitness room. The two-story waterfront clubhouse is a stunning backdrop for community events, parties, dances, and social gatherings. Boating access via the Myakka River all the way to the Gulf offers excellent fishing opportunities, with boat slips available for $700 annually. Recently reduced and move-in ready—schedule your showing today!